> For the complete documentation index, see [llms.txt](https://support.iafcertsearch.org/verification-users-api-developer-guide/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://support.iafcertsearch.org/verification-users-api-developer-guide/api-integration/api-credit-consumption/credit-limits-and-overage-charges.md).

# Credit Limits & Overage Charges

Each subscription plan includes a set number of company verification credits per year. When you exceed your included credits, verifications continue uninterrupted — but additional charges apply at a per-unit rate.

#### Plan Summary

<table data-header-hidden><thead><tr><th></th><th width="136.765625"></th><th></th><th></th></tr></thead><tbody><tr><td>Plan</td><td>Annual Fee</td><td>Included Credits</td><td>Overage Rate</td></tr><tr><td>Basic</td><td>$499</td><td>150 companies/year</td><td>$3.33 per company</td></tr><tr><td>Standard</td><td>$999</td><td>350 companies/year</td><td>$2.85 per company</td></tr><tr><td>Free / Free Trial</td><td>—</td><td>Limited</td><td>No overage, hard limit applies</td></tr></tbody></table>

### Overage Cost Comparison Example

If you regularly verify 600 companies per year, here is how costs compare between plans:

| Cost Element             | Basic Plan              | Standard Plan         |
| ------------------------ | ----------------------- | --------------------- |
| Annual Fee               | $499                    | $999                  |
| Included Verifications   | 150                     | 350                   |
| Over-limit Verifications | 600 – 150 = 450         | 600 – 350 = 250       |
| Overage Rate             | $3.33 each              | $2.85 each            |
| Overage Cost             | 450 × $3.33 = $1,498.50 | 250 × $2.85 = $712.50 |
| Total Annual Cost        | $1,997.50               | $1,711.50             |

**💡  Recommendation**

If you consistently verify more companies than your plan includes, upgrading to the Standard Plan reduces your per-verification cost and significantly lowers your total annual spend.


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